Retirement doesn’t happen by accident; careful planning can help build a nest egg to sustain the kind of retirement you want.

Start by creating a spending plan.  Know how much money is coming in, and going out each month.

Take advantage of any employer plans like a 401(k). Some employers match a percentage of your contributions.

You may start a separate IRA If your employer does not offer retirement benefits, or as a supplement.

These general guidelines can put retirement into perspective, but are no substitute to creating YOUR retirement plan.

It is important to talk to a financial advisor that can help you get on track to retirement.

The professionals at Ascentra Retirement and Investment Services, can develop, implement and review a strategy designed to meet your current and future goals.

Think of retirement as a destination, your plan as a road map that will get you there, and your financial advisor as your planner and personal guide!

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