Comparison Shop Prices vary considerably, so it pays to shop around. Don’t shop by price alone; select an insurance company that has a reputation for good customer service and is financially stable. Ascentra has an independent agent who can do this for you.   Ask for a Higher Deductible A deductible is the amount of… Read More

In 2016 the Ascentra Credit Union Foundation made a positive impact that will help many area organizations fulfill their missions and causes.  By creating the Ascentra Credit Union Foundation, we have ensured a way to support our community for generations and we invite our membership to let us know of such worthy causes. Our focus… Read More

The home buying process can be stressful and daunting, but knowing the basics can make it the exciting experience it should be! Get the scoop on tips for buying a home on this edition of Ascentra Making Cents. Watch more videos of our monthly financial education segments like this one on Tips for the… Read More

  There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification.  … Read More

It’s a great feeling to toss items when spring cleaning but there are a few items you’ll want to be sure to keep.   Tax returns and documentation–Keep a copy of all 1040 tax forms permanently. Keep supporting documents like W-2s, receipts, and statements for seven years.   Receipts–Keep ATM receipts until you confirm the… Read More

Businessman with income tax form and clock

Don’t let tax time be a mystery that’s out of your control. As your circumstances and tax rules change, review and tweak your tax situation: Review your withholdings If you’re employed, at some point you used form W-4 to tell your employer how much tax to withhold from your paycheck. When filling out a W-4,… Read More

Chill out and have a relaxing getaway during the 16th annual “Be a Tourist in Your Own Backyard Weekend” on Jan. 13-16, 2017, for the Quad Cities Convention & Visitors Bureau’s (QCCVB) popular winter promotion.   Fifty Quad Cities businesses and organizations have issued coupons that are good for the weekend, and some continue even… Read More

The home decorating business is a billion-dollar industry, and for good reason. Nothing makes a house feel like a home quite like photos, artwork, and end tables. Before you know it, you’re buying more odds and ends from your Pinterest board so your home can look like it’s from an episode on HGTV.   If… Read More

Want to be financially fit?  Find out how a spending plan can help on this edition of Ascentra Making Cents. Watch more videos like this one on Is your goal to be financially fit for the new year? A spending plan can help! With a spending plan, you can see how much money you… Read More

Crazy Money Guru

The beauty of the Internet is that anyone can start a blog. The ugly truth about the Internet is that anyone can start a blog. And no, that’s no typo. There’s a lot of content floating out there about how to manage your money and build long-term wealth, but not all of it is good.… Read More