Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts. Disregarding receipts that have valuable information greatly increases the risk of credit and debit card fraud. Thieves easily can find receipts with valid account numbers in… Read More


The next Ascentra Credit Union annual meeting will be held on April 16, 2019 at the Bettendorf Public Library. If you are interested in running for a position on the board of directors, please contact Jennifer Naeve, Chief Marketing Officer at 563-459-6952 or jennifer.naeve@ascentra.org. Nomination forms must be completed and returned by Nov. 16, 2018.… Read More


Ascentra Credit Union has partnered with First Community Trust (FCT), an independent trust company,­­­ to help families manage, protect and distribute their assets.  Individuals who have established trusts as part of their estate planning may need the services of a corporate trustee. FCT offers these primary services: asset management, estate planning and settlement, retirement planning… Read More


  On Wednesday, Aug. 15th the weather didn’t stop us from making the most of the night at Ashford University Field for a Clinton LumberKings baseball game.  Members were invited for a fun night at the ballpark in appreciation for their loyalty to the credit union.  We had a great time seeing everyone, handing out some… Read More


The Ascentra Credit Union Foundation has announced the recipients of its 2018 Leadership Grants.  This summer, the foundation awarded a total of $20,000 to 31 different organizations and charities throughout the region. These efforts stem from the credit union’s People-Helping-People philosophy and encouragement of staff to volunteer and give back to the community.  In 2015,… Read More


If you are confused by the difference between APR and your interest rate, you are not alone. Check out this short, educational video as we talk about Annual Percentage Rates on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


Retirement doesn’t happen by accident; careful planning can help build a nest egg to sustain the kind of retirement you want. Start by creating a spending plan.  Know how much money is coming in, and going out each month. Take advantage of any employer plans like a 401(k). Some employers match a percentage of your… Read More


Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


Wondering when you should start receiving Social Security benefits? If you are married or divorced, you may be eligible for spousal benefits that can make the decision easier. The AARP offers these strategies for using spousal benefits to your advantage: For couples with two incomes: You may be eligible to file for a spousal benefit only,… Read More


Many people wonder how they can build an emergency fund when they’re trying to pay off my debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth… Read More