There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending and then understand what options credit unions may have to meet your financial needs. Lending considerations and requirements To understand your financial situation, financial… Read More

While mortgages are getting most of the refinancing attention, don’t overlook your car loan. In many cases, it can be smart to refinance a car loan, too. There are two potential rewards: You can trim monthly payments, and you could reduce the overall cost of the vehicle. Say you had to finance a car at… Read More

Whether your dream is to build a cottage in the woods or purchase a condo on the golf course, Ascentra Credit Union can help with a second mortgage. Going into the venture involves a balance of personal and financial decisions. Here’s what to consider according to More Within Reach Magazine: Think ahead – Ask yourself some… Read More

Ascentra Credit Union was recently honored with a Diamond Award, which recognizes outstanding marketing and business development achievements in the credit union industry.   The most prestigious annual credit union industry competition, the Diamond Awards recognize and reward creative excellence and outstanding results in credit union marketing. Presented by the Credit Union National Association (CUNA)… Read More

Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time. Then relax, knowing that you might even have funds left over when you get home. Here’s how:   1. Airfare – Book flights on Yapta and be eligible for a voucher if the airfare goes down… Read More

Paying for purchases is easy and secure using your Ascentra Visa Debit or Ascentra Visa Credit Card with Apple Pay. It’s easy to pay with your compatible Apple device. The things you love about Visa – right on your device Quick and easy to set up so you can start using Apple Pay right away… Read More

Today’s real estate market is crowded with inventory, so if you want to sell your home, it has to stand out. Staging, or making it appeal to the broadest possible group of people, is one way to do just that.   That means depersonalizing your home so buyers can visualize themselves living in it. Basic… Read More

Over the course of the past few years, we have seen credit card rewards programs that have fallen short of consumer expectations. We have worked hard to find the right rewards program that is best for our members; one that is unique and generous. We are pleased to announce the introduction of uChoose Rewards to… Read More

You buy any kind of insurance to cover those costs you could not cover out of pocket. But there’s no need to pay more for it than necessary. Here are four ways to curb car coverage.   1. Comparison shop and pump discounts – It’s easy to let your current policy ride but you likely are… Read More

Parker Hopkins Casual for a Cause #ParkerStrong Little Parker Hopkins was diagnosed with Acute Myeloid Leukemia on Aug. 13, 2016.  The Ascentra Family came together for a special Casual for a Cause Day where staff members donated $5 to dress casual, raising a total of $515 for Little Parker.   Supporters from the Muscatine community… Read More