For many parents, it’s a relief when their kids get drivers’ licenses. They can cart themselves around, help transport siblings, and even pick up a few things from the grocery store. But the convenience of having an extra driver in the house comes at a cost; it’s a given that insurance premiums will increase. Young… Read More


Download the latest software versions. Updates often fix security flaws. If you have out-of-date software, you’re vulnerable. Create strong passwords. Mix numbers, letters—upper and lower case—and special characters, and make your password at least eight characters long. Use different passwords for different sites and services, or consider using a secure password manager to help keep… Read More


It’s time to start thinking about your year-end money strategy. Christmas and New Year’s are closer than you think. Use the following strategies to make the rest of the year count. 1. Clean out your closet. Ever feel tempted to head to the mall and buy new clothes because you just have *nothing* to wear? Clean… Read More


When you swipe your credit card, you might not be thinking about what your creditors are doing to make sure they recover the money they just loaned you. But, as you make your next purchase, make sure to protect your credit score. Your credit score is a three-digit number that creditors use to assess how… Read More


With the cost of attending a college or university going up every year, Ascentra Credit Union is dedicated to creating opportunities for members to pay for higher education in the form of the Ascentra Credit Union Scholarship Competition. The competition is now underway with a total of $10,000 in scholarships available to Ascentra members planning… Read More


Making Cents is a monthly financial education series that airs on KWQC TV 6 and is sponsored by Ascentra Credit Union.  Check out this short, educational video as we talk about the credit union difference on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube… Read More


On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. “The Authentic Difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech… Read More


Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and you don’t want to become another statistic; here are some tips to stack the odds in your favor. A winning night, can turn into a… Read More


Buying on impulse—it happens to the best of us. It’s easy to do. You go to the store to buy a snack but get distracted and end up grabbing a new hoodie, a video game, and some earbuds. You get home and realize you bought a lot of stuff you don’t really want or need,… Read More


It was a busy summer of giving for the leadership at Ascentra Credit Union. This summer, 36 organizations and charities throughout Eastern Iowa and Western Illinois received $17,000 in Leadership Grants awarded by the Ascentra Credit Union Foundation. In 2015, the foundation committee wanted to support the causes that the volunteer board of directors and… Read More