When you swipe your credit card, you might not be thinking about what your creditors are doing to make sure they recover the money they just loaned you. But, as you make your next purchase, make sure to protect your credit score. Your credit score is a three-digit number that creditors use to assess how… Read More

With the cost of attending a college or university going up every year, Ascentra Credit Union is dedicated to creating opportunities for members to pay for higher education in the form of the Ascentra Credit Union Scholarship Competition. The competition is now underway with a total of $10,000 in scholarships available to Ascentra members planning… Read More

Making Cents is a monthly financial education series that airs on KWQC TV 6 and is sponsored by Ascentra Credit Union. We’ve all been frustrated by the never ending corporate greed, miss management and fraud on Wall Street. It’s important to know that you as a consumer can help your local community and send a message… Read More

On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. “The Authentic Difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech… Read More

Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and you don’t want to become another statistic; here are some tips to stack the odds in your favor. A winning night, can turn into a… Read More

Buying on impulse—it happens to the best of us. It’s easy to do. You go to the store to buy a snack but get distracted and end up grabbing a new hoodie, a video game, and some earbuds. You get home and realize you bought a lot of stuff you don’t really want or need,… Read More

It was a busy summer of giving for the leadership at Ascentra Credit Union. This summer, 36 organizations and charities throughout Eastern Iowa and Western Illinois received $17,000 in Leadership Grants awarded by the Ascentra Credit Union Foundation. In 2015, the foundation committee wanted to support the causes that the volunteer board of directors and… Read More

Money worries are rampant among Americans. A recent survey by Ohio State University found that 70 percent of the nearly 19,000 students surveyed reported feeling stressed about money. Half worried about not having enough money for daily expenses, and 60 percent were anxious about the cost of tuition. But it’s not just college-age adults who… Read More

There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars. First off, when purchasing any vehicle, ask yourself “Why am I buying this car?” Is it for… Read More

In 2015, The Ascentra Credit Union Foundation provided over $79,500 in crucial funding for 39 local organizations including a $50,000 co-sponsorship of a Habitat for Humanity House in Davenport and a four-year commitment to Junior Achievement of the Heartland that amounts to $50,000. It was also the year the foundation successfully established the Paul Lensmeyer… Read More