The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this. Last year, the American Association for Long-Term Care Insurance (AALTCI) noted that a 60-year-old couple would pay an average of $3,490… Read More


Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


The number of excavators and cranes in downtown Bettendorf, Iowa will soon grow as Ascentra Credit Union breaks ground on a new home office and financial center on Thursday, May 31 at 4:00 p.m. on the corner of Grant Street and 19th Street.  The membership at Ascentra is also growing and the not-for-profit is looking… Read More


On average, women outlive their husbands. According to the Social Security Administration’s estimate, the average 65-year-old woman will outlive the average 65-year-old man by more than two years, dying at age 86½. Averages aside, it also estimates that about a quarter of today’s 65-year-olds will live into their nineties. Around 10 percent will live to… Read More


We work our tails off saving for retirement, putting away as much as we can for years. It seems like we’ll never get to use any of the money— and then one day we actually retire. Now we’re faced with the dilemma of how much we can spend during retirement— how long will savings actually… Read More


It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: “How am I doing?” This article will show you some rough milestones to try and reach. (Keep in mind that you may need to save more or less than these amounts… Read More


Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major indices climb more than they retreat, and they have attained new peaks. On average, the S&P 500 has gained nearly 15 percent a… Read More


It’s a buzz word you no longer can ignore: financial literacy. Why? Because it’s essential for financial survival in today’s economy. And that’s a fact of life.   Regardless of your age, ask yourself three questions:   1. Do I get a good grade when it comes to the financial facts of life? If yes,… Read More


Did you know that about 70% of Americans do not have a will? Check out this short, educational video as we talk about the important of wills on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


Provided by CUNA Financial Advisor, Brooke Bowie, AFI®   Every day, people die intestate. In legalese, that means without a will. This opens the door for the courts to decide what happens with their estates.   When no valid will exists, state intestacy laws dictate how assets are distributed. These laws divide an estate evenly… Read More