In the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at all-time highs on 12 consecutive trading days. The Nasdaq Composite gained almost 10% in three months.1   An eight-year-old bull market is rare. This current bull is the second longest since the end… Read More


We are very excited to announce that Brooke Bowie, CUNA Financial Advisor, has joined Ascentra Retirement & Investment Services. Attaining financial security is a marathon, not a sprint; that is why planning and preparation is essential for success. Brooke understands this concept and brings a balanced approach to helping her clients prepare and protect their… Read More


Worrying about money is natural. Almost everyone’s done it at some point. But worrying also could be a sign that there are serious problems you’re avoiding —a persistent little reminder that these problems are not going away. So if you’re finding yourself stressed about this holiday season, there are some simple things you can do… Read More


529s have become one of the most popular college savings options. Here are some basics. Looking to save for college? Take a number – the number 529 to be exact. College Savings Accounts, or 529s as they’re nicknamed (after the IRS tax code), have become all the rage in recent years. So what are they?… Read More


It’s important to stay calm when the markets aren’t.   Market volatility, especially dramatic sell-offs, are unsettling to most of us. Here are a few reassuring facts to help you keep a positive perspective and some precautions that may reduce your risks.   Things to remember: Historically, stocks have gone down faster than they have… Read More


Individual Retirement Accounts (IRAs) are a crucial component to many retirement plans. As the first wave of the Baby Boomer generation begins to enter retirement this year, the focus on a comprehensive retirement plan has never been more prevalent. Most financial professionals agree that a comprehensive retirement plan should include some sort of employer-sponsored retirement… Read More


Did you know you no longer receive your annual Social Security statement by mail? Go to socialsecurity.gov/mystatement to access your statement. Even though you will no longer receive paper statements, it’s important that you still review your statements on an annual basis with your advisor to make sure everything is accurate.   Did you know… Read More


As healthcare costs increase, long-term care insurance companies offer more options. A 2012 report from the American Association for Long Term Care Insurance found that the majority (56 percent) of new claims under these policies are for home care – not nursing home care (31 percent) as many consumers believe. While nursing home care definitely… Read More


Retirement planning is a tricky process, and one that requires careful planning and patience. But even if you have a retirement plan and a clear set of visions and goals, not just financially, but for your lifestyle, it’s important that you be aware of several common missteps that many, even those with a plan, fall victim to.… Read More