Ascentra Credit Union has a proud history of providing scholarships for members attending college.  As the credit union has grown, so have our scholarship programs and we currently offer $10,000 in scholarships to assist our members.  Additionally, the credit union partners with United Steelworkers Local 105 as well as other area foundations in supporting meaningful… Read More


Individual Retirement Accounts (IRAs) are a crucial component to many retirement plans. As the first wave of the Baby Boomer generation begins to enter retirement this year, the focus on a comprehensive retirement plan has never been more prevalent. Most financial professionals agree that a comprehensive retirement plan should include some sort of employer-sponsored retirement… Read More


Be on the lookout for your new Visa debit card design with the EMV chip coming late February! More information will be sent directly to you on how this new feature enhances the security of your account and other new rewarding benefits that will be available with your new card.… Read More


Every new year gives all of us an opportunity to adopt new habits that will lead us to a healthier and more productive life, but ultimately we seem to fall back into our old habits and tend to give up on making positive changes. In an attempt to keep things positive, we will not focus… Read More


Paying for college can be challenging and complicated to figure out. The good thing is that each year Federal Student Aid provides more than $150 billion in federal grants, loans, and work-study funds to more than 13 million students paying for college or career school. Parents and students have to submit the Free Application for Federal Student Aid (FAFSA) to… Read More


With 2016 just around the corner, many people will make resolutions to manage their personal finances better. Whether that means saving more, or setting up a personal budget, the suggestions can get overwhelming. Here are four easy personal finance goals, for you to consider, to start the New Year on the right path:   1.… Read More


The holidays always seem to be just around the corner.  It won’t be long before families are exchanging presents.  Holidays and gifts can take a big bite out of your budget so planning ahead will help keep your budget under control. It is important not to get caught up in the last minute emotion of… Read More


Sometimes the best place to do your banking isn’t a bank. Not-for-profit credit unions exist for the benefit of members and generally don’t have the high fees that traditional for-profit banks are known for. Over 101 million people in the U.S. are members. Here are four reasons to join them: 1. Higher earnings. Credit unions… Read More


Did you know you no longer receive your annual Social Security statement by mail? Go to socialsecurity.gov/mystatement to access your statement. Even though you will no longer receive paper statements, it’s important that you still review your statements on an annual basis with your advisor to make sure everything is accurate.   Did you know… Read More


The Ascentra Credit Union Foundation gave $17,000 to 37 different charities and organizations throughout the region this summer. These efforts stem from the credit union’s encouragement of staff to volunteer and give back to the community.  The foundation committee wanted to support the causes that the volunteer board of directors and senior leadership are active… Read More