How important is APR? Is it the same thing as interest rates? Understanding APR can get a little confusing. Check out this short, educational video as we talk about annual percentage rates on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


Wondering if an auto warranty is right for you? Check out this short, educational video as we talk about auto warranties on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


Finances can be one of the biggest strains on our personal relationships so don’t be afraid to talk about money with your significant other.  Check out this short, educational video as we talk about marriage and money on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this… Read More


Thanks to shared branching, you are never far from your money when you need it!  Check out this short, educational video as we talk about shared branching on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel. Shared branching is… Read More


We work our tails off saving for retirement, putting away as much as we can for years. It seems like we’ll never get to use any of the money— and then one day we actually retire. Now we’re faced with the dilemma of how much we can spend during retirement— how long will savings actually… Read More


If you’re trying to build credit or boost your credit score you might be wondering if there is an ideal number of credit cards to have.  The truth is there is no perfect number.  However, there are factors you should keep in mind when deciding how many credit cards to have. Your credit score is… Read More


Credit unions are having a moment—and that moment keeps begging bigger and longer.  Since the financial crisis of 2008, millions of Americans have switched from banks to credit unions. Now more than 106 million people in the U.S. use credit unions. Why?  Because credit unions are a better deal.  They offer better rates, fewer fees, and… Read More


Improve your financial fitness and manage your wealth. Get your finances in shape by taking these steps:   Bulk up your emergency fund.  Having a back-up fund may prevent you from having to tap or max out credit cards if your refrigerator dies or your car needs major repairs.   Improve your credit score.  Having a… Read More