Finances can be one of the biggest strains on our personal relationships so don’t be afraid to talk about money with your significant other.  Check out this short, educational video as we talk about marriage and money on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this… Read More

Thanks to shared branching, you are never far from your money when you need it!  Check out this short, educational video as we talk about shared branching on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel. Shared branching is… Read More

We work our tails off saving for retirement, putting away as much as we can for years. It seems like we’ll never get to use any of the money— and then one day we actually retire. Now we’re faced with the dilemma of how much we can spend during retirement— how long will savings actually… Read More

If you’re trying to build credit or boost your credit score you might be wondering if there is an ideal number of credit cards to have.  The truth is there is no perfect number.  However, there are factors you should keep in mind when deciding how many credit cards to have. Your credit score is… Read More

Credit unions are having a moment—and that moment keeps begging bigger and longer.  Since the financial crisis of 2008, millions of Americans have switched from banks to credit unions. Now more than 106 million people in the U.S. use credit unions. Why?  Because credit unions are a better deal.  They offer better rates, fewer fees, and… Read More

Improve your financial fitness and manage your wealth. Get your finances in shape by taking these steps:   Bulk up your emergency fund.  Having a back-up fund may prevent you from having to tap or max out credit cards if your refrigerator dies or your car needs major repairs.   Improve your credit score.  Having a… Read More

The average tax refund is more than $2,000.  While it may seem pretty awesome to get that big check in the mail, it’s actually an indication that you may be overwithholding. Overwitholding means you’re having your employer take out too many taxes from your paycheck, essentially giving the federal government an interest-free loan for the… Read More

Unless you’re an accounting major, filing taxes may not be your idea of a good time. But if you don’t file, you may end up leaving a lot of money on the table. If you’re going to file taxes for the first time this year, here are a few tips to make this task easier… Read More

With the start of the New Year, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.   1. Pay it off. Pay off your credit cards to save money. Let’s say you have a $2,000 balance at… Read More