We had a blast kicking off our inaugural Cool Readers Reading Challenge Saturday, Apr. 27th!  This is the 1st year for the Cool Readers program, challenging second graders from Buchanan, Wilson, and Jackson Elementary Schools to read 10 books in one month. Fifty-one second graders completed the challenge and were invited along with their family… Read More


When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to accumulate significant retirement savings or try and grow your wealth through the… Read More


If you are expecting a tax refund this year, now is a good time to start planning how you’ll use that extra money. The best uses are to pare down debt and bulk up your savings. Here are a few ways to get the most bang from your refund: 1. Open an emergency fund or… Read More


Each party in a home sale transaction has an agenda. The seller, naturally, wants to sell the house for as much as possible. But the buyer hopes to negotiate a lower price. Individual needs skew each person’s perception of what a property is worth. Enter the real estate appraiser—a professional who can determine the value… Read More


For many students borrowing is essential to pay for higher education. Learn more by watching this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


Although income tax returns are not due until April 15 this year, it’s always a good idea to plan ahead and file early, especially if you expect to get a tax refund. Here are some tips to start filing: 1. Get ready for the arrival of records. If you don’t already have a tax file, select… Read More


Volatility will always be around on Wall Street, and as you invest for the long term, you must learn to tolerate it. Rocky moments, fortunately, are not the norm.   Since the end of World War II, there have been dozens of Wall Street shocks. Wall Street has seen 56 pullbacks (retreats of 5-9.99 percent)… Read More


If credit card payments are eating up your disposable income each month, or if you need cash to remodel your kitchen–or plan a fun family vacation–a home equity loan or home equity line of credit (HELOC) might be your best bet. There’s also a tax advantage. Unlike almost any other consumer loan type, the interest… Read More


Trusts aren’t just for the rich and famous. Learn more about how a trust can be set up to protect your assets by watching this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel.… Read More