We gave our 10 & Done Mortgage Freedom Loan a little upgrade that now gives you more options when buying or refinancing with a rate that beats our traditional 15, 20, and 30-year mortgage offerings. In addition, you can save up to $1,000 on closing costs since there is no origination fee and no appraisal… Read More


Across the country, people are saving for that “someday” called retirement. Someday, their careers will end. Someday, they may live off their savings or investments, plus Social Security. They know this, but many of them do not know when, or how, it will happen. What is missing is a strategy – and a good strategy… Read More


A vibrant downtown is the heartbeat of a city where people come to visit, shop, live, and play. Downtown Bettendorf is in the middle of a major transition – a transition highlighted by the new I-74 Bridge that will lead to a more vibrant downtown if we work together and build a strong central heart… Read More


The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it… Read More


Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a few key factors first. How long do you think you will live? If you have a feeling you will live into your nineties,… Read More


Identity theft is one of the top three consumer complaints to the Federal Trade Commission. The FTC’s annual look at its Consumer Sentinel Network database of complaints found that the agency received more than 3 million complaints overall in calendar year 2018, with 15 percent related to identity theft. If you are a victim, take… Read More


Every year the Credit Union National Association (CUNA) conducts a Membership Benefits Report for Ascentra Credit Union and the latest findings estimate that members received more than $6.8 million in direct financial benefits during the twelve months ending in December 2018. These benefits are equivalent to $184 per member or $374 per member household. Furthermore,… Read More


You can prepare for your retirement transition years before it occurs. In doing so, you can do your best to avoid the kind of financial surprises that tend to upset an unsuspecting new retiree. How much monthly income will you need? Look at your monthly expenses and add them up. (Consider also the trips, adventures… Read More


We had a blast kicking off our inaugural Cool Readers Reading Challenge Saturday, Apr. 27th!  This is the 1st year for the Cool Readers program, challenging second graders from Buchanan, Wilson, and Jackson Elementary Schools to read 10 books in one month. Fifty-one second graders completed the challenge and were invited along with their family… Read More


When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to accumulate significant retirement savings or try and grow your wealth through the… Read More