You’re in a financial bind and need some quick cash. You’ve seen payday loan stores all over town and think “Maybe I should try that…” Don’t fall into that trap! Getting a loan with a payday lender could send you down a deep hole that may take years to get out of. Here’s how payday… Read More

Are you looking forward to the summer? Maybe planning a vacation, but not sure how you’ll afford it? Here are a few ways to help you save and earn extra money so you can enjoy some summer fun. One way is to automate saving by diverting a portion of your salary into a savings account.… Read More

After the Iowa Senate passed a budget bill that would raise taxes on credit unions and provide a 48 percent tax cut to banks in Iowa, Ascentra and other credit unions from the Quad Cities region packed a bus with about 40 advocates destined for Des Moines to speak with lawmakers.  Upon arriving at the… Read More

The average tax refund is more than $2,000.  While it may seem pretty awesome to get that big check in the mail, it’s actually an indication that you may be overwithholding. Overwitholding means you’re having your employer take out too many taxes from your paycheck, essentially giving the federal government an interest-free loan for the… Read More

It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: “How am I doing?” This article will show you some rough milestones to try and reach. (Keep in mind that you may need to save more or less than these amounts… Read More

Unless you’re an accounting major, filing taxes may not be your idea of a good time. But if you don’t file, you may end up leaving a lot of money on the table. If you’re going to file taxes for the first time this year, here are a few tips to make this task easier… Read More

Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major indices climb more than they retreat, and they have attained new peaks. On average, the S&P 500 has gained nearly 15 percent a… Read More

With the start of the New Year, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.   1. Pay it off. Pay off your credit cards to save money. Let’s say you have a $2,000 balance at… Read More

One in three Americans who receive a windfall—such as money from an inheritance or an investment paying off big—blow it within two years. A sudden windfall might seem like fun money, but it’s best to give serious thought to how you’ll use it.   Use this advice to put the money to good use and… Read More