It’s hard to put a price tag on the future. A trust helps ensure that your loved ones will be taken care of and can save you and your family from heartache down the road. A trust is a document that states the rules you want followed to distribute your assets to your beneficiaries and is managed… Read More


The Holidays are stressful, but don’t worry! We’ve got the tips to help you handle the holiday hoopla!  Join us for “Ascentra’s Holiday Tips with Meg”.  In this video, we will give you the tips to help you budget, create a list and do your research for this shopping season. Head to our YouTube channel for more tips for… Read More


  Worrying about money is natural. Almost everyone’s done it at some point. But worrying also could be a sign that there are serious problems you’re avoiding — a persistent little reminder that these problems are not going away. So if you’re finding yourself stressed about money this holiday season, there are a few ways… Read More


The holiday season is approaching and with that comes the biggest shopping days of the year, Black Friday and Cyber Monday. These high holy days for shoppers follow Thanksgiving each year. To make the most of these days, we offer you the following advice: 1. Make a budget and follow it. Know how much you can… Read More


Over 80% of consumers use the Internet to shop for cars. It’s a fast and convenient way to compare prices, models, reviews, and dealerships. If you’re in the market for a new car, we have a few tips for you: * Explore your choices. If you have an idea of what you want–a small SUV… Read More


  How hard do you work to take home a thousand dollars? That’s how much you might throw away if you trade in your old car rather than sell it yourself. Follow these tips and, if you’re lucky, you’ll keep that thousand rather than hand it to the dealership. 1. Clean your car top to… Read More


Wow!  Thank you for everyone’s support in voting Ascentra Credit Union “Best Credit Union” and “Best Home Mortgages” for the 2018 Quad City Times Readers’ Choice Awards.  We are humbled by the recognition and focused on living up to these awards by providing the best technology, products and services for our membership. It’s very gratifying… Read More


The First-Time Homebuyer Savings Account (FTHSA) program is now available in the state of Iowa and offered at Ascentra Credit Union.  Accounts may be established by qualifying first-time homebuyers or by others on their behalf. Taxpayers may deduct a portion of money saved from their Iowa adjusted gross income deposits made into their FTHSA.  Other… Read More


The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this. Last year, the American Association for Long-Term Care Insurance (AALTCI) noted that a 60-year-old couple would pay an average of $3,490… Read More