Provided by CUNA Financial Advisor, Brooke Bowie, AFI®   Every day, people die intestate. In legalese, that means without a will. This opens the door for the courts to decide what happens with their estates.   When no valid will exists, state intestacy laws dictate how assets are distributed. These laws divide an estate evenly… Read More


The Ascentra Credit Union Foundation donated $3,000 to The Center in Davenport, Iowa. This grant will assist adult refugees and immigrants who want to become citizens, and help young people who wish to obtain their high school diploma through Scott Community College.   Ascentra Applications and Systems Administrator, Shari Cole, is very passionate and actively… Read More


More Miles Driven: Americans drove 3.22 trillion miles in 2016, a record high.   More Crashes: Deadly crashes spiked 7.2 percent from 2014 to 2015. In 2015, distracted driving claimed 3,477 lives and injured 391,000 people.   More Distractions: 19 percent of the time, drivers are distracted by a phone. About 660,000 drivers use an… Read More


Organizing your financial records is one of the best gifts you can give your family. By setting up a workable system and telling family members about it will ensure they know how to pick up the pieces should there be a crisis or death.   Getting organized doesn’t mean finding a place for everything. It… Read More


If you’re going to give, it makes sense to do it intelligently and for the right reasons. Here are four steps to making sure your hard-earned money goes to a cause that reflects your values and will have the most impact.   Step 1: Research the organization asking you for money. Have you heard of… Read More


Phone apps have changed our lives. We now have, at our fingertips, the ability to access information 24/7, wherever we are. There are a number of useful apps that can even help you save money and track your spending.   Level Money — Are you often struggling at the end of the month to pay… Read More


The average annual cost of attending a four-year, in-state public university in 2014-2015 is $18,943, according to the College Board’s annual survey of colleges. That figure includes tuition, fees, room, and board. Even if you don’t consider inflation, this amounts to $75,772 for four years. Education is a valuable investment. But when budgets are tight,… Read More


Research shows that 1 in 20 Hispanics in America are unbanked, preferring to use a check-cashing service or buy a prepaid debit card instead of depositing their paychecks into a financial institution. Why? Many believe they don’t meet the requirements or have the identification needed for opening an account. Although using alternative financial providers may… Read More


While many banks and other lenders have stopped offering private student loans to focus on bigger, more profitable loan types, you still can depend on Ascentra Credit Union to help you pay for school. Credit unions have lower loan rates and provide more products and services for students, according to CBS Money Watch. While you… Read More


Most teenagers have big dreams. Some dream of owning a car, traveling, or starting a business. Many plan on attending college. All those dreams require cash. So how do you turn that dream into reality? Be a dream achiever and start saving your money. Think: $1.67 a day! If you’re 13 years old and you… Read More