If a person was to tell you that there were financial institutions out there that provided great customer service, higher rates of returns, lower fees and lower interest charges on loans would that be something that might perk your interest? These are all characteristics of a credit union. So why doesn’t everyone bank at a… Read More

There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending and then understand what options credit unions may have to meet your financial needs. Lending considerations and requirements To understand your financial situation, financial… Read More

While mortgages are getting most of the refinancing attention, don’t overlook your car loan. In many cases, it can be smart to refinance a car loan, too. There are two potential rewards: You can trim monthly payments, and you could reduce the overall cost of the vehicle. Say you had to finance a car at… Read More

Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time. Then relax, knowing that you might even have funds left over when you get home. Here’s how:   1. Airfare – Book flights on Yapta and be eligible for a voucher if the airfare goes down… Read More

Paying for purchases is easy and secure using your Ascentra Visa Debit or Ascentra Visa Credit Card with Apple Pay. It’s easy to pay with your compatible Apple device. The things you love about Visa – right on your device Quick and easy to set up so you can start using Apple Pay right away… Read More

You buy any kind of insurance to cover those costs you could not cover out of pocket. But there’s no need to pay more for it than necessary. Here are four ways to curb car coverage.   1. Comparison shop and pump discounts – It’s easy to let your current policy ride but you likely are… Read More

Over 80 percent of consumers use the Internet to shop for cars. It’s a fast and convenient way to compare prices, models, reviews, and dealerships. If you’re in the market for a new car, we have a few tips for you:   Explore your choices. If you have an idea of what you want–a small… Read More

If you’ve settled for just a convenient place to save, borrow and invest money, you’re not getting all you can from banking. A 2015 Financial Services Consumer Survey done by the CGI Group indicated that 81 percent of respondents wanted to be rewarded for their business — but only 34 percent said they were satisfied… Read More

A low- or no-down payment, a longer-term loan, and a vehicle that rapidly depreciates in value in the first two years can cause you to be “upside down” in your car loan. The term means you owe more for the car than it is worth. It’s not unusual for a buyer to be upside down… Read More