As the price of fresh, unprocessed food continues to rise, you’re probably looking for ways to stretch your grocery money. One way to save is to grow some of the fruits and vegetables you love. A small garden can provide fresh food for your family and save you hundreds of dollars each year. If you’ve… Read More


If you are expecting a tax refund this year, now is a good time to start planning how you’ll use that extra money. The best uses are to pare down debt and bulk up your savings. Here are a few ways to get the most bang from your refund: 1. Open an emergency fund or… Read More


Each party in a home sale transaction has an agenda. The seller, naturally, wants to sell the house for as much as possible. But the buyer hopes to negotiate a lower price. Individual needs skew each person’s perception of what a property is worth. Enter the real estate appraiser—a professional who can determine the value… Read More


Are you planning for college? Getting a college degree is great investment, but it does come at a significant cost. In addition to tuition, there are a few other expenses you’ll have to plan for. While it may seem daunting, don’t let the cost prevent you from getting a degree. By planning ahead and putting… Read More


For many students borrowing is essential to pay for higher education. Learn more by watching this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


To stay in good physical health, most people get a medical check-up on a regular basis. To keep your finances manageable, they need a regular check-up as well. It’s particularly important to review your finances if there have been changes to your life in the past year – things like a change in income, marital… Read More


Certificates of Deposit, or CDs, are a great way to earn larger returns if you don’t need quick access to your cash. Learn how you can sit back, relax, and watch your money grow by watching this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one,… Read More


Many people have become more health conscious in recent years. By exercising and eating a healthy diet, we know we’ll live happier and longer lives. Unfortunately, processed foods tend to be cheaper than lean meats and fresh fruits and vegetables. That’s due in part by government subsidies to farmers growing corn, soybean, and wheat, the… Read More


One type of checking account does not fit all! Learn what you need to know before you set up your checking account by watching this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


If credit card payments are eating up your disposable income each month, or if you need cash to remodel your kitchen–or plan a fun family vacation–a home equity loan or home equity line of credit (HELOC) might be your best bet. There’s also a tax advantage. Unlike almost any other consumer loan type, the interest… Read More