How important is APR? Is it the same thing as interest rates? Understanding APR can get a little confusing. Check out this short, educational video as we talk about annual percentage rates on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


On May 31, 2018 the credit union celebrated the groundbreaking ceremony of our new home office in downtown Bettendorf.  It was very gratifying to see nearly 200 people come out to celebrate with us – it truly exceeded our expectations. However, more rewarding was the excitement about our project shared by our guests.  As a… Read More


According to the National Retail Federation, the average American household spends $688 on back-to-school shopping — 64% of it is spent on clothing and electronics. Here are a 10 ways to save this fall and throughout the year. 1. Create a checklist of items and stick to it. Before you begin shopping, empty your kids’… Read More


So you’ve found the perfect car. You’ve shopped around, and this car has your name on it. Well, not quite yet. Not if you want the best deal anyway. Here are five simple things that can help you afford the car of your dreams. 1. Go to your credit union and get preapproved for an… Read More


Did you know you can get credit union financing–right at the car dealership? The process is designed so credit union members benefit several ways. First, as a member of a cooperative you reap the benefits of lower rates offered by Ascentra. Credit union members have lower loan interest rates than banks. In 2016, the average interest… Read More


If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement without looking at their portfolios. Their investment allocations may be… Read More


Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More


Whether you’re buying a new or used car, careful research and planning will help you get the right vehicle without the one option nobody wants: onerous monthly payments. Here are some ways to save money: Check on reliability– Nothing can torpedo a budget like unexpected repair costs. The annual Consumer Reports car reliability survey cites… Read More


Wondering if an auto warranty is right for you? Check out this short, educational video as we talk about auto warranties on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More


What’s a certified pre-owned vehicle? Factory-trained technicians thoroughly inspect and recondition a slightly used vehicle to meet manufacturer specifications. When the vehicle is up to snuff, it’s certified as an automobile worthy of many of the same assurances that auto makers put on new cars, with manufacturer warranties lasting anywhere from three months to seven… Read More