If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement without looking at their portfolios. Their investment allocations may be… Read More

Retirement doesn’t happen by accident; careful planning can help build a nest egg to sustain the kind of retirement you want. Start by creating a spending plan.  Know how much money is coming in, and going out each month. Take advantage of any employer plans like a 401(k). Some employers match a percentage of your… Read More

Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.  … Read More

Many people wonder how they can build an emergency fund when they’re trying to pay off my debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth… Read More

Going off to college is an exciting time! Your world is about to open wide, providing you with new opportunities to expand your mind, meet new people, and begin the groundwork for your career (or figure it out). One very important skill you’ll need is learning how to save while living on your own. The… Read More

Mobile Check Deposit provides the convenience of depositing checks anywhere, anytime into your Ascentra checking account by using the MyMobile App on compatible smartphones or tablets. Beginning July 1, 2018, in addition to your signature endorsement on the back of the check being deposited, you will need to write an additional endorsement stating “For Mobile… Read More