The Ascentra Credit Union volunteer board of directors and senior leadership team have been busy paying it forward this summer to 36 different charities and organizations, donating $17,000 in Leadership Grants from the Ascentra Credit Union Foundation.   In 2015, the Ascentra Credit Union Foundation successfully established its Leadership Grants to stay true to Ascentra’s… Read More

Check out this short, educational video as we talk about home equity loans on this edition of Ascentra Making Cents.  To see more videos of our monthly financial education segments like this one, head to our YouTube channel.    … Read More

It wasn’t any ordinary day for our member, Donnie, when he stopped by our Grant Street branch for his every day normal routine.  A frequent member of ours, Donnie often shares how much he loves spaghetti. One day when he came to the branch, he was pleasantly surprised with some yummy homemade spaghetti from our… Read More

Yolandas and Lesa Dixon lost their home in a fire the day after Christmas, resulting in a total loss. The Ascentra Family came together for a Casual for a Cause day where staff members donated $5 out of pocket to dress causal, raising a total of $450 for the Dixon Family.   Liz George from… Read More

In the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at all-time highs on 12 consecutive trading days. The Nasdaq Composite gained almost 10% in three months.1   An eight-year-old bull market is rare. This current bull is the second longest since the end… Read More

Our all-volunteer board of directors is made of members who lend their managerial and financial expertise to help guide the direction and mission of the credit union. Adult members in good standing of Ascentra Credit union may run for election for a three-year term on the board of directors. If you are interested in running… Read More

If credit card payments are eating up your disposable income each month, or if you need cash to remodel your kitchen–or to buy a new car–a home equity loan or home equity line of credit (HELOC) might be your best bet.   There’s also a tax advantage. Unlike almost any other consumer loan type, the… Read More

Credit unions are unique in the world of financial institutions. Nowhere is the credit union difference more vivid than in the diverse ways they reach out to millions of low- and moderate-income Americans who seek basic financial services to realize their dreams.   The examples of outreach are heart-warming, and the results are life changing.… Read More

Paying off a house is a retirement goal for many people, but don’t count on equity to compensate for insufficient savings.   If you have a low-interest home loan, shortchanging your retirement contributions to pay it off early usually isn’t a good idea. Here are some of the limitations of relying too much on home… Read More

Credit union members benefit from higher levels of service and participation in the governance of their financial cooperatives. But members also benefit financially to the tune of about $10.2 billion a year—that’s $96 a year per member or $183 a year per member household, according to data from the Credit Union National Association’s economics and… Read More