Having your identity stolen can cost you, but did you know that even children can be victims? Check out this short, educational video as we talk about identity theft on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel. … Read More
The autumn season brings fall colors and cooler temperatures, and October brings the start of holiday sales. It’s a time when retailers want to move out their remaining summer inventory, as well as discount some new winter items. Here are a few of the best deals you can find in October. Warm winter clothing – Retailers… Read More
There are many steps consumers can take to avoid becoming victims of identity theft or online scams. Protect yourself online and help to make the Internet safer and more secure by following these simple tips: When in doubt, throw it out. Links in emails, websites, tweets, posts, and online advertising are often the way cybercriminals compromise your computer. If it… Read More
Now more than ever, people are sharing sensitive personal information about themselves online. Technology allows us to connect to each other around the world no matter our location, bank and shop online, and even control our televisions, homes, and cars from our smartphones. With this added convenience comes an increased risk of identity theft and Internet scams. Every time… Read More
It’s important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of… Read More
Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts. Disregarding receipts that have valuable information greatly increases the risk of credit and debit card fraud. Thieves easily can find receipts with valid account numbers in… Read More
If you are confused by the difference between APR and your interest rate, you are not alone. Check out this short, educational video as we talk about Annual Percentage Rates on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel. … Read More
Retirement doesn’t happen by accident; careful planning can help build a nest egg to sustain the kind of retirement you want. Start by creating a spending plan. Know how much money is coming in, and going out each month. Take advantage of any employer plans like a 401(k). Some employers match a percentage of your… Read More
Think of retirement as a destination. Your plan is a road map that will get you there. Check out this short, educational video as we talk about retirement planning on this edition of Ascentra Making Cents. To see more videos of our monthly financial education segments like this one, head to our YouTube channel. … Read More
Wondering when you should start receiving Social Security benefits? If you are married or divorced, you may be eligible for spousal benefits that can make the decision easier. The AARP offers these strategies for using spousal benefits to your advantage: For couples with two incomes: You may be eligible to file for a spousal benefit only,… Read More